TravallamaINS is the specialist broker families, camp directors, and student group organizers trust for tuition protection and travel insurance — built specifically for overnight camps, school trips, and student travel.
Our exclusive camp & student protection plan gives parents genuine confidence from the moment tuition is due. What sets it apart? Unlike most plans that require Cancel For Any Reason (CFAR) to be purchased within 2–3 weeks of the first payment, our plan lets families purchase the CFAR option all the way up to their final tuition or trip payment — giving parents the flexibility to decide what's right for them, on their own timeline.
Paying tuition months before a trip or camp starts is a significant commitment. Our plan gives parents the reassurance that their investment is protected from day one — so they commit earlier, with less hesitation, and with full peace of mind.
For ParentsIf a child can't attend camp or a school trip due to a covered reason — illness, injury, or a serious family situation — parents are reimbursed for their tuition. No awkward calls to the camp director or school organizer. No refund battles. Just a clean, simple resolution.
Pre-Camp & Trip CoverageIf a camper or student has to leave early or misses a portion of the session due to illness, injury, or another covered reason, the unused tuition for that time is reimbursed. Parents shouldn't be penalized for something beyond their control — and neither should the camp or school.
During-Camp CoverageWhen a family needs a refund, the camp or school is often the first call. With our plan in place, covered families go directly to us — not back to the organization. Directors and administrators can spend that time and energy on programming and their students instead.
For Directors & AdministratorsFor families sending a child to an international camp or overseas school trip, medical coverage isn't optional — it's essential. Our plan covers emergency medical treatment and evacuation whether the program is across the state or across the world, so parents can say goodbye at the airport without that quiet worry in the back of their mind.
Domestic & InternationalLife is unpredictable. Our exclusive CFAR upgrade lets families cancel for literally any reason and still recover a significant portion of their tuition — as long as the plan with CFAR is purchased before their final tuition or trip payment. The most flexible protection available.
Exclusive UpgradeReligious trips, educational tours, overseas programs — our student group travel plan covers every leg of the journey with comprehensive benefits, so schools, youth organizations, chaperones, and families never have to worry about what happens if something goes wrong.
If a student or group leader can't travel due to illness, injury, or another covered reason, all prepaid non-refundable costs — flights, hotels, program fees, and deposits — are reimbursed in full up to the covered limit. No one loses what they already paid.
Pre-DepartureIf a student has to cut the trip short and come home early due to a covered event — illness, a family emergency, or an evacuation — we cover the unused portion of the trip plus the cost of an early return flight. Up to 150% of trip cost covered.
Mid-TripWhen a covered delay holds students up for 5+ hours — weather, mechanical breakdown, strikes — meals, accommodation, and local transportation are covered up to $1,000 per person. Chaperones won't be digging into their own wallets.
En RouteA delayed inbound flight causes a missed connection? We cover additional lodging, meals, and transportation costs up to $500 per person — so students catch up to their itinerary without anyone absorbing unplanned expenses.
Air & CruiseWhether it's an urgent care visit in another state or a full medical evacuation overseas, students are covered up to $25,000 in emergency medical expenses and $150,000 for evacuation and repatriation. Parents get peace of mind. Schools get protection.
Domestic & InternationalLost luggage, stolen electronics, and damaged personal items are covered per student. And the whole group travels under a single policy — no individual plans to manage, no gaps in coverage. One enrollment, everyone protected.
Group PlansHundreds of camps and schools across the country already offer tuition protection to their families — and the feedback is overwhelmingly positive. Parents appreciate it. Enrollment improves. Refund headaches disappear. And it costs the camp or school absolutely nothing. Here's what that looks like in practice.
Before a single family signs up, our team is available to walk you through how the program works, what's covered, and how to present it. We also field pre-purchase questions directly from parents so you never have to become an insurance expert.
Families enroll directly through a simple, dedicated process. The camp or school doesn't process anything, collect anything, or manage anything. We handle enrollment from start to finish — all the camp or school does is let their families know the option is available.
Whether a camper gets sick, has to leave early, or a family has a mid-season question about their coverage — a real person picks up the phone. Parents get direct, personal support. The camp or school stays focused on what it does best.
Filing a claim can feel overwhelming. We walk families through the entire process — what to submit, how to submit it, and what to expect. No family is left navigating it alone, and the camp or school never gets pulled into the middle of it.
There is no cost to the camp or school — ever. No setup fees, no admin work, no liability. You simply make the option available to your families, and we take it from there. Camps and schools that offer this program consistently report stronger early enrollment, fewer refund disputes, and families who feel genuinely valued. The only question is: why not?
No confusing forms. No insurance jargon. Just real specialists who understand your camp or school, your families, and your community.
Share a few details — your program, dates, number of campers or students, and estimated tuition cost. Takes less than 3 minutes and there's no obligation.
Our team personally reviews your situation and puts together the right coverage — including a clear explanation of the CFAR option so families can make an informed choice.
We'll send you a personalized enrollment link to share with your families. They purchase coverage directly through us — no processing, no admin work, and no involvement required from your team.
The result? Your camp or school is protected from refund pressure, families have peace of mind, and if anything ever goes wrong, real people answer the phone and get it sorted.
After 20 years in the insurance industry — including the last 8 specializing in travel insurance — I founded Travallama Insurance Brokers LLC in 2023 with a simple philosophy: everyone wins.
Camps and schools win by protecting enrollment revenue and giving families greater confidence. Educational tour operators and travel agents win by enhancing their offerings and strengthening client relationships. And families win with the right coverage and genuine peace of mind — from the moment they pay tuition to the moment their child comes home.
Today, I lead a team that partners with camps, schools, youth organizations, and travel professionals of all sizes — from small domestic sleep-away programs to large international student trips. If it involves protecting a program, a trip, or the family behind it, we're here to help.
The questions directors and administrators ask most — answered plainly.